Rev. April 2017

FACTS

WHAT DOES XCHANGE LEASING DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

       Social Security number and income

       account balances and payment history

       credit history and credit scores

 

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Xchange Leasing chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Xchange Leasing share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain and service your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes—

information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

 

To limit

our sharing

      Call 1(800)272-6077

      Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing. 

Questions?

      Call 1(800)272-6077


 

Who we are

Who is providing this notice?

Xchange Leasing, LLC and XCL Titling Trust

 

What we do

How does Xchange Leasing protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Xchange Leasing collect my personal information?

We collect your personal information, for example, when you

      apply for a lease or show your driver’s license

      pay your bills or provide account information

      give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

      sharing for affiliates’ everyday business purposes—information about your creditworthiness

      affiliates from using your information to market to you

      sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

 

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

      Our affiliates include Uber Technologies, Inc., and companies that are controlled by or under common control with Uber Technologies, Inc., including, but not limited to Rasier, LLC, Rasier-CA, LLC, Rasier-DC, LLC, Rasier-PA, LLC, Rasier-MT, LLC, and other companies with a Rasier name, Hinter-NM, LLC and Portier, LLC.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

      Nonaffiliates we share with can include companies such as motor vehicle dealers and manufacturers, vehicle rental companies and other vehicle and insurance solution companies.     

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

      Our joint marketing partners include motor vehicle dealers and others who offer vehicle financing, insurance and related financial products or services. 

 

Other important information

California Residents:  Please see the Privacy Notice for California residents for information on your privacy choices under California law. 

 

 

Xchange Leasing Privacy Notice and Supplement for California Residents

CALIFORNIA RESIDENTS - Rev. April 2017

                                                             

FACTS

WHAT DOES XCHANGE LEASING DO WITH YOUR PERSONAL INFORMATION?

 

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

 

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

       Social Security number and income

       account balances and payment history

       credit history and credit scores

 

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Xchange Leasing chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Xchange Leasing share?

Can you limit this sharing?

For our everyday business purposes—

such as to process your transactions, maintain and service your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

No

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes

Yes

For our affiliates’ everyday business purposes—

information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

 

To limit

our sharing

      Call 1(800)272-6077 

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing. 

Questions?

      Call 1(800)272-6077

      Email privacy@xchangeleasing.com


 

Who we are

Who is providing this notice?

Xchange Leasing, LLC and XCL Titling Trust

 

What we do

How does Xchange Leasing protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Xchange Leasing collect my personal information?

We collect your personal information, for example, when you

      apply for a lease or show your driver’s license

      pay your bills or provide account information

      give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

      sharing for affiliates’ everyday business purposes—information about your creditworthiness

      affiliates from using your information to market to you

      sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

 

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

      Our affiliates include Uber Technologies, Inc., and companies that are controlled by or under common control with Uber Technologies, Inc., including, but not limited to Rasier, LLC, Rasier-CA, LLC, Rasier-DC, LLC, Rasier-PA, LLC, Rasier-MT, LLC, and other companies with a Rasier name, Hinter-NM, LLC and Portier, LLC.

Nonaffiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

      Nonaffilates we share with can include companies such as motor vehicle dealers and manufacturers, vehicle rental companies and other vehicle and insurance solution companies. 

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

      Xchange Leasing doesn’t jointly market for customers who are California residents. 

 

Other important information

Please see the separately provided IMPORTANT PRIVACY CHOICE FOR CONSUMERS statement for additional information on your privacy choices under California law.

 

 

 

California Privacy Notice

 

Important Privacy Choices for Consumers

 

You have the right to control whether we share some of your personal information. 

Please read the following information carefully before you make your choices below.

 

Your Rights

 

You have the following rights to restrict the sharing of personal and financial information with our affiliates (companies we own or control) and outside companies that we do business with.  Nothing in this form prohibits the sharing of information necessary for us to follow the law, or to give you the best service on your accounts with us.  This includes sending you information about some other products or services.

 

Your Choices

 

Restrict Information Sharing With Companies We Own or Control (Affiliates):  Unless you say “No,” we may share personal and financial information about you with our affiliated companies.

 

(__) NO, please do not share personal and financial information with your affiliated companies.

 

 

Restrict Information Sharing With Other Companies We Do Business With To Provide Financial Products And Services: Unless you say "No," we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you.

 

(__) NO, please do not share personal and financial information with outside companies you contract with to provide financial products and services.

 

 


Time Sensitive Reply

 

You may make your privacy choice(s) at any time.  Your choice(s) marked here will remain unless you state otherwise.  However, if we do not hear from you we may share some of your information with affiliated companies and other companies with whom we have contracts to provide products and services. 

 

 

Name (First and Last):  __________________________________________________________________

 

Lease Account Number:  _________________________________________________________________

 

Street Address:  ________________________________________________________________________

 

City: ____________________________________   State*:  ________________  Zip Code: ___________

 

Signature:  _______________________________________________________  Date:  _______________

 

*Please note that in order to process this request, the address you provide must be a California address that relates to your Xchange Leasing vehicle lease.  If you are not a California resident, please see Xchange Leasing’s Privacy Notice that applies to persons who live outside of California for your privacy rights. 

 

To exercise your choices, do the following:

 

1.     Fill out, sign and send back this form to us using the envelope provided (you may want to make a copy for your records).

2.     Call this toll-free number 1(800)272-6077

3.     Reply electronically by contacting us through the following Internet option:  privacy@xchangeleasing.com